Initial chat

Firstly, we’ll need to understand your financial position and what your plans are to calculate the size of mortgage that might be available to you.

You will need to gather details of your household income, expenditure, details of any loans, credit cards, as well as utility bills and also any regular outgoings such as season tickets or childcare costs.

We’ll also help advise on the size of mortgage that would be sensible to have, as many lenders may be willing to lend you more than you would wish to pay each month.

Explain

Explain the house buying process and help you understand the different interest rate options available.

Insurance

Explain the difference types of insurance that may be suitable for you and the property.

Complete a DIP

Organise a decision in principle so that you are ‘purchase ready’ to begin making offers on properties.

Review Home Reports

We can review Home Reports for any properties you’re seriously interested in to highlight any issues lenders might have.

Go!

Once an offer has been accepted, finalise the research and recommend and organise the mortgage and insurance.

Progress

Liaise with the solicitor to make sure things are moving along as they should.

Wish you well! 

Wish you good luck in your new home and diarise to get back in touch with you a few months before your mortgage deal expires.